山东福彩网

服务在线 “战”在一起 | 疫情下崛起的“非接触型经济”是未来趋势还是昙花一现?

山东福彩网XINGUANYIQINGDUIQIYEHEGERENDOUCHANSHENGLEJIDAYINGXIANG。YIQINGQIJIAN,“MIANDUIMIAN”ZAOYIBUSHIWANCHENGGONGZUOHERICHANGSHENGHUODEBIYAOTIAOJIAN,“FEIJIECHUXINGJINGJI”ZAIZHEIYISHIQIDEYINGXIANGFANWEIGENGGUANG,ZUOYONGLIGENGQIANG,XIANSHANGJINRONGFUWUDEYOUSHIXIANLUWUYI。JINQI,YUXINKEJIZHULIMOUYINXINGZHENDUISHOUYIQINGYINGXIANGYANZHONGDEXIAOWEIQIYETUICHULE“FUGONGDAI”,BIANSHIYONGYUJIEJUEYIQINGQIJIANQIYEJINGYINGZHOUZHUANKUNNANDENGNANTI。

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宇信科技信贷业务历经15年发展,通过200余家银行信贷实施案例的实践验证,经过了1.0“量身定做”、2.0“一平台多跑道”、3.0“组件化设计”和“多模式配置”,迎来了移动互联网时代的4.0“微服务+智能化信贷”,其中新一代分布式零售信贷为商业银行“后疫情时代”零售金融业务非接触式的数字化转型提供了系统和技术支撑,其核心优势表现为:

■  多元化渠道服务设计

山东福彩网CAIYONG“PILIANGHUA、XIANSHANGHUA、CHANGJINGHUA”SANHEYIHUOKEFANGSHI,LIYONGXINYIDAIFENBUSHILINGSHOUXINDAIXITONGTISHENGLINGSHOUXINDAIYEWUXIANSHANGPILIANGHUAHUOKEHEQUANTIANHOUFUWUXIANGYINGHUOKENENGLI,QUANFANGWEI、QUANTIANHOUXIANGYINGKEHUSUQIU。

■  工厂化产品创新设计

YIKEHUWEIZHONGXINCHUANGXINCHANPIN,MANZUKEHUDUOYUANHUAJINRONGXUQIU,TONGGUOFENBUSHILINGSHOUXINDAIZHONGDULIDECHANPINGONGCHANGFUWUSHEJI,SHIXIANYEWUBANLIQUANLIUCHENGDEDIANZIHUAZUOYE。

■  智能化风险防控设计

山东福彩网TONGGUODASHUJUPINGTAIDUIJIENEIWAIBUSHUJU,ZHIDINGYEWUGUIZEHUOMOXING,WEIKEHUZHUNRU、EDUCESUAN、FANQIZHA、DAIKUANSHENPI、DAIHOUYUJINGDENGTIGONGQUANFANGWEIDEFENGXIANFANGKONGZHICHENG。

智能化风险防控设计方案
■  数字化敏捷运营设计

MIANDUIHAILIANGKEQUN,ZAIZUNXUNJINRONGYUANZEDEQIANTIXIA,LIYONGXINJISHU、XINGONGJU、XINSIWEITUIDONGZHENGTIYUNYINGLIUCHENGDECHIXUYOUHUA。

信贷流程优化示意图

对于商业银行构建非接触式零售金融服务体系需具备全在线营销协作和获客能力,实现渠道快速接入与标准化管理;贷款产品快速创新与发布能力,实现贷款产品组件的快速组装发布;业务全在线批量化、标准化处理能力,实现业务自动化、全流程闭环处理且具有高并发处理能力;全流程智能化风控能力,打造全流程封闭式风控体系;全客群开放能力山东福彩网,扩大客群服务范围和全客群作业能力,提升全客群服务的风险控制能力。